Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$454,690$454,690$585,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$130,310$0
Funding fee$2,273$2,273$0
Note rate2.980%2.980%7.400%
Blended rate2.980%4.098%7.640%
1st payment$2,211.97$2,211.97$4,050.42
2nd payment$0.00$868.73$0.00
Taxes / mo$354.00$354.00$354.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$58.00$58.00$58.00
Total monthly$2,790.63$3,659.37$4,746.09
Cash to close$195,310$65,000$65,000