Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,810$255,810$293,400
Remaining term (yrs)24.924.930.0
Secondary amount$0$37,590$0
Funding fee$1,279$1,279$0
Note rate3.250%3.250%7.400%
Blended rate3.250%3.987%7.640%
1st payment$1,246.60$1,246.60$2,031.44
2nd payment$0.00$281.92$0.00
Taxes / mo$75.33$75.33$75.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.68
HOA / mo$0.00$0.00$0.00
Total monthly$1,471.94$1,753.86$2,315.46
Cash to close$70,190$32,600$32,600