Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$416,711$416,711$1,165,500
Remaining term (yrs)15.015.030.0
Secondary amount$0$748,789$0
Funding fee$2,084$2,084$0
Note rate4.550%4.550%7.400%
Blended rate4.550%6.606%7.640%
1st payment$3,186.14$3,186.14$8,069.69
2nd payment$0.00$4,835.93$0.00
Taxes / mo$1,079.17$1,079.17$1,079.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$233.10
HOA / mo$2.92$2.92$2.92
Total monthly$4,484.90$9,320.82$9,601.54
Cash to close$878,289$129,500$129,500