Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$325,857	$325,857	$367,200
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$41,343	$0
Funding fee	$0	$0	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	3.790%	4.377%	7.640%
1st payment	$1,542.08	$1,542.08	$2,542.42
2nd payment	$0.00	$310.07	$0.00
Taxes / mo	$341.25	$341.25	$341.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$261.08	$261.08	$73.44
HOA / mo	$67.00	$67.00	$67.00
Total monthly	$2,361.42	$2,671.49	$3,174.11
Cash to close	$82,143	$40,800	$40,800