Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$222,524	$222,524	$499,410
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$276,886	$0
Funding fee	$0	$0	$0
Note rate	4.550%	4.550%	7.400%
Blended rate	5.400%	6.703%	7.640%
1st payment	$1,344.41	$1,344.41	$3,457.81
2nd payment	$0.00	$1,788.22	$0.00
Taxes / mo	$236.67	$236.67	$236.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$186.85	$186.85	$99.88
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$1,964.59	$3,752.82	$3,991.03
Cash to close	$332,376	$55,490	$55,490