Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$237,362	$237,362	$315,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$77,638	$0
Funding fee	$1,187	$1,187	$0
Note rate	2.670%	2.670%	7.400%
Blended rate	2.670%	4.230%	7.640%
1st payment	$1,103.53	$1,103.53	$2,181.00
2nd payment	$0.00	$582.29	$0.00
Taxes / mo	$123.17	$123.17	$123.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$86.00	$86.00	$86.00
Total monthly	$1,462.70	$2,044.99	$2,603.16
Cash to close	$112,638	$35,000	$35,000