Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$324,509	$324,509	$360,000
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$35,491	$0
Funding fee	$1,623	$1,623	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	2.700%	3.321%	7.640%
1st payment	$1,520.99	$1,520.99	$2,492.57
2nd payment	$0.00	$266.18	$0.00
Taxes / mo	$333.33	$333.33	$333.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,004.32	$2,270.51	$3,047.90
Cash to close	$75,491	$40,000	$40,000