Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$117,380	$117,380	$314,999
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$197,619	$0
Funding fee	$587	$587	$0
Note rate	6.390%	6.390%	7.400%
Blended rate	6.390%	7.400%	7.640%
1st payment	$763.94	$763.94	$2,180.99
2nd payment	$0.00	$1,317.46	$0.00
Taxes / mo	$272.58	$272.58	$272.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$1,271.53	$2,588.98	$2,751.57
Cash to close	$232,619	$35,000	$35,000