Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$176,200$176,200$485,100
Remaining term (yrs)14.014.030.0
Secondary amount$0$308,900$0
Funding fee$0$0$0
Note rate2.880%2.880%7.400%
Blended rate3.730%6.290%7.640%
1st payment$1,263.48$1,263.48$3,358.73
2nd payment$0.00$1,994.98$0.00
Taxes / mo$239.17$239.17$239.17
Insurance / mo$166.67$166.67$166.67
MI / mo$157.01$157.01$97.02
HOA / mo$34.33$34.33$34.33
Total monthly$1,860.65$3,855.63$3,895.92
Cash to close$362,800$53,900$53,900