Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$394,425$394,425$404,100
Remaining term (yrs)23.123.130.0
Secondary amount$0$32,125$0
Funding fee$1,972$1,972$0
Note rate6.190%6.190%7.400%
Blended rate6.190%6.618%7.640%
1st payment$2,670.06$2,670.06$2,797.91
2nd payment$0.00$317.90$0.00
Taxes / mo$53.50$53.50$53.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,873.56$3,191.46$3,082.23
Cash to close$54,575$22,450$44,900