Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$450,874	$450,874	$526,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$75,626	$0
Funding fee	$2,254	$2,254	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	2.940%	3.810%	7.640%
1st payment	$2,133.71	$2,133.71	$3,645.38
2nd payment	$0.00	$567.19	$0.00
Taxes / mo	$553.25	$553.25	$553.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$105.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,853.63	$3,420.82	$4,470.60
Cash to close	$134,126	$58,500	$58,500