Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$241,444$241,444$279,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$37,556$0
Funding fee$0$0$0
Note rate3.690%3.690%7.400%
Blended rate4.540%5.140%7.640%
1st payment$1,218.75$1,218.75$1,931.74
2nd payment$0.00$281.67$0.00
Taxes / mo$261.25$261.25$261.25
Insurance / mo$150.00$150.00$150.00
MI / mo$187.79$187.79$55.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,817.79$2,099.46$2,398.79
Cash to close$68,556$31,000$31,000