Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$257,236$257,236$395,991
Remaining term (yrs)28.128.130.0
Secondary amount$0$138,755$0
Funding fee$0$0$0
Note rate6.090%6.090%7.400%
Blended rate6.640%7.117%7.640%
1st payment$1,591.60$1,591.60$2,741.76
2nd payment$0.00$925.03$0.00
Taxes / mo$208.25$208.25$208.25
Insurance / mo$150.00$150.00$150.00
MI / mo$120.51$120.51$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,070.35$2,995.38$3,179.21
Cash to close$182,754$43,999$43,999