Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$309,696$309,696$359,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$49,404$0
Funding fee$0$0$0
Note rate2.840%2.840%7.400%
Blended rate3.690%4.421%7.640%
1st payment$1,439.68$1,439.68$2,486.34
2nd payment$0.00$370.53$0.00
Taxes / mo$160.17$160.17$160.17
Insurance / mo$150.00$150.00$150.00
MI / mo$246.90$246.90$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,996.75$2,367.28$2,868.32
Cash to close$89,304$39,900$39,900