Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$108,758	$108,758	$337,500
Remaining term (yrs)	13.3	13.3	30.0
Secondary amount	$0	$228,742	$0
Funding fee	$544	$544	$0
Note rate	4.940%	4.940%	7.400%
Blended rate	4.940%	6.844%	7.640%
1st payment	$925.27	$925.27	$2,336.78
2nd payment	$0.00	$1,477.29	$0.00
Taxes / mo	$197.00	$197.00	$197.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$48.00	$48.00	$48.00
Total monthly	$1,320.27	$2,797.56	$2,799.28
Cash to close	$266,242	$37,500	$37,500