Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$256,851	$256,851	$359,955
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$103,104	$0
Funding fee	$0	$0	$0
Note rate	6.580%	6.580%	7.400%
Blended rate	7.130%	7.379%	7.640%
1st payment	$1,653.65	$1,653.65	$2,492.26
2nd payment	$0.00	$687.36	$0.00
Taxes / mo	$425.08	$425.08	$425.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.92	$118.92	$71.99
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,347.65	$3,035.01	$3,139.33
Cash to close	$143,099	$39,995	$39,995