Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$243,919$243,919$405,000
Remaining term (yrs)23.623.630.0
Secondary amount$0$161,081$0
Funding fee$1,220$1,220$0
Note rate3.230%3.230%7.400%
Blended rate3.230%5.127%7.640%
1st payment$1,226.79$1,226.79$2,804.14
2nd payment$0.00$1,073.87$0.00
Taxes / mo$2.25$2.25$2.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,379.04$2,452.92$3,037.39
Cash to close$206,081$45,000$45,000