Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$342,702$342,702$450,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$107,298$0
Funding fee$1,714$1,714$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.268%7.640%
1st payment$1,628.70$1,628.70$3,115.71
2nd payment$0.00$715.32$0.00
Taxes / mo$375.50$375.50$375.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$40.00$40.00$40.00
Total monthly$2,210.87$2,926.19$3,787.88
Cash to close$157,298$50,000$50,000