Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$80,907$80,907$251,100
Remaining term (yrs)13.013.030.0
Secondary amount$0$170,193$0
Funding fee$0$0$0
Note rate5.290%5.290%7.400%
Blended rate6.140%7.401%7.640%
1st payment$715.16$715.16$1,738.57
2nd payment$0.00$1,134.62$0.00
Taxes / mo$159.17$159.17$159.17
Insurance / mo$150.00$150.00$150.00
MI / mo$91.33$91.33$50.22
HOA / mo$398.00$398.00$398.00
Total monthly$1,513.65$2,648.28$2,495.95
Cash to close$198,093$27,900$27,900