Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$203,805$203,805$395,991
Remaining term (yrs)24.024.030.0
Secondary amount$0$192,186$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%5.844%7.640%
1st payment$987.02$987.02$2,741.76
2nd payment$0.00$1,281.24$0.00
Taxes / mo$670.25$670.25$670.25
Insurance / mo$150.00$150.00$150.00
MI / mo$166.68$166.68$79.20
HOA / mo$12.58$12.58$12.58
Total monthly$1,986.53$3,267.76$3,653.79
Cash to close$236,185$43,999$43,999