Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$67,385	$67,385	$292,500
Remaining term (yrs)	12.4	12.4	30.0
Secondary amount	$0	$225,115	$0
Funding fee	$337	$337	$0
Note rate	5.220%	5.220%	7.400%
Blended rate	5.220%	7.167%	7.640%
1st payment	$612.56	$612.56	$2,025.21
2nd payment	$0.00	$1,453.87	$0.00
Taxes / mo	$338.33	$338.33	$338.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,100.90	$2,554.77	$2,572.04
Cash to close	$257,615	$32,500	$32,500