Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$100,261$100,261$189,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$88,739$0
Funding fee$501$501$0
Note rate3.010%3.010%7.400%
Blended rate3.010%5.822%7.640%
1st payment$473.86$473.86$1,308.60
2nd payment$0.00$665.54$0.00
Taxes / mo$229.75$229.75$229.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$37.80
HOA / mo$0.00$0.00$0.00
Total monthly$853.61$1,519.15$1,726.15
Cash to close$109,739$21,000$21,000