Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$98,550$98,550$260,910
Remaining term (yrs)19.019.030.0
Secondary amount$0$162,360$0
Funding fee$0$0$0
Note rate4.050%4.050%7.400%
Blended rate4.900%6.829%7.640%
1st payment$618.55$618.55$1,806.49
2nd payment$0.00$1,082.40$0.00
Taxes / mo$183.83$183.83$183.83
Insurance / mo$150.00$150.00$150.00
MI / mo$91.22$91.22$52.18
HOA / mo$46.00$46.00$46.00
Total monthly$1,089.61$2,172.01$2,238.50
Cash to close$191,350$28,990$28,990