Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$313,572$313,572$449,999
Remaining term (yrs)24.824.830.0
Secondary amount$0$136,427$0
Funding fee$0$0$0
Note rate2.990%2.990%7.400%
Blended rate3.840%5.101%7.640%
1st payment$1,488.70$1,488.70$3,115.70
2nd payment$0.00$909.52$0.00
Taxes / mo$306.00$306.00$306.00
Insurance / mo$166.67$166.67$166.67
MI / mo$250.44$250.44$90.00
HOA / mo$64.00$64.00$64.00
Total monthly$2,275.81$3,185.32$3,742.37
Cash to close$186,427$50,000$50,000