Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$178,131$178,131$360,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$181,869$0
Funding fee$0$0$0
Note rate2.990%2.990%7.400%
Blended rate3.840%5.942%7.640%
1st payment$865.44$865.44$2,492.57
2nd payment$0.00$1,212.46$0.00
Taxes / mo$224.92$224.92$224.92
Insurance / mo$150.00$150.00$150.00
MI / mo$145.59$145.59$72.00
HOA / mo$92.00$92.00$92.00
Total monthly$1,477.94$2,690.40$3,031.48
Cash to close$221,869$40,000$40,000