Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$359,612$359,612$440,910
Remaining term (yrs)28.628.630.0
Secondary amount$0$81,298$0
Funding fee$1,798$1,798$0
Note rate6.760%6.760%7.400%
Blended rate6.760%7.173%7.640%
1st payment$2,366.56$2,366.56$3,052.77
2nd payment$0.00$609.74$0.00
Taxes / mo$332.67$332.67$332.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.18
HOA / mo$65.00$65.00$65.00
Total monthly$2,930.90$3,540.63$3,705.29
Cash to close$130,288$48,990$48,990