Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$168,622	$168,622	$337,500
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$168,878	$0
Funding fee	$0	$0	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	4.790%	6.396%	7.640%
1st payment	$977.29	$977.29	$2,336.78
2nd payment	$0.00	$1,125.85	$0.00
Taxes / mo	$270.58	$270.58	$270.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.06	$146.06	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,543.93	$2,669.78	$2,824.87
Cash to close	$206,378	$37,500	$37,500