Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$77,031	$77,031	$229,410
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$152,379	$0
Funding fee	$0	$0	$0
Note rate	3.930%	3.930%	7.400%
Blended rate	4.780%	6.919%	7.640%
1st payment	$482.94	$482.94	$1,588.39
2nd payment	$0.00	$1,015.86	$0.00
Taxes / mo	$293.33	$293.33	$293.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$72.26	$72.26	$45.88
HOA / mo	$90.00	$90.00	$90.00
Total monthly	$1,088.53	$2,104.39	$2,167.60
Cash to close	$177,869	$25,490	$25,490