Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$249,697	$249,697	$449,910
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$200,213	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	5.480%	7.640%
1st payment	$1,178.69	$1,178.69	$3,115.09
2nd payment	$0.00	$1,293.04	$0.00
Taxes / mo	$293.00	$293.00	$293.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$202.93	$202.93	$89.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,841.29	$3,134.33	$3,664.73
Cash to close	$250,203	$49,990	$49,990