Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$466,186$466,186$472,500
Remaining term (yrs)29.029.030.0
Secondary amount$0$32,564$0
Funding fee$2,331$2,331$0
Note rate6.300%6.300%7.400%
Blended rate6.300%6.664%7.640%
1st payment$2,913.60$2,913.60$3,271.49
2nd payment$0.00$322.25$0.00
Taxes / mo$169.42$169.42$169.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$69.00$69.00$69.00
Total monthly$3,318.68$3,640.93$3,771.08
Cash to close$58,814$26,250$52,500