Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$415,617$415,617$449,999
Remaining term (yrs)26.426.430.0
Secondary amount$0$34,383$0
Funding fee$2,078$2,078$0
Note rate6.090%6.090%7.400%
Blended rate6.090%6.312%7.640%
1st payment$2,636.35$2,636.35$3,115.70
2nd payment$0.00$257.87$0.00
Taxes / mo$444.33$444.33$444.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$85.00$85.00$85.00
Total monthly$3,332.35$3,590.22$3,901.70
Cash to close$84,382$50,000$50,000