Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$375,170	$375,170	$468,000
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$92,830	$0
Funding fee	$1,876	$1,876	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	3.690%	4.743%	7.640%
1st payment	$1,995.93	$1,995.93	$3,240.34
2nd payment	$0.00	$696.22	$0.00
Taxes / mo	$433.33	$433.33	$433.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$93.60
HOA / mo	$360.00	$360.00	$360.00
Total monthly	$2,955.93	$3,652.16	$4,293.94
Cash to close	$144,830	$52,000	$52,000