Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$369,186$369,186$468,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$98,814$0
Funding fee$0$0$0
Note rate5.220%5.220%7.400%
Blended rate6.070%6.689%7.640%
1st payment$2,161.52$2,161.52$3,240.34
2nd payment$0.00$741.10$0.00
Taxes / mo$163.25$163.25$163.25
Insurance / mo$166.67$166.67$166.67
MI / mo$278.20$278.20$93.60
HOA / mo$20.83$20.83$20.83
Total monthly$2,790.46$3,531.57$3,684.68
Cash to close$150,814$52,000$52,000