Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$131,735	$131,735	$332,910
Remaining term (yrs)	15.3	15.3	30.0
Secondary amount	$0	$201,175	$0
Funding fee	$0	$0	$0
Note rate	3.910%	3.910%	7.400%
Blended rate	4.760%	6.567%	7.640%
1st payment	$949.26	$949.26	$2,305.00
2nd payment	$0.00	$1,299.25	$0.00
Taxes / mo	$362.83	$362.83	$362.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$142.38	$142.38	$66.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,604.47	$2,903.73	$2,884.42
Cash to close	$238,165	$36,990	$36,990