Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$150,114$150,114$323,910
Remaining term (yrs)24.224.230.0
Secondary amount$0$173,796$0
Funding fee$0$0$0
Note rate2.720%2.720%7.400%
Blended rate3.570%5.947%7.640%
1st payment$703.41$703.41$2,242.69
2nd payment$0.00$1,158.64$0.00
Taxes / mo$127.67$127.67$127.67
Insurance / mo$150.00$150.00$150.00
MI / mo$122.52$122.52$64.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,103.60$2,262.24$2,585.14
Cash to close$209,786$35,990$35,990