Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$694,466$694,466$782,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$87,634$0
Funding fee$0$0$0
Note rate4.160%4.160%7.400%
Blended rate5.010%5.457%7.640%
1st payment$3,665.65$3,665.65$5,415.10
2nd payment$0.00$657.26$0.00
Taxes / mo$724.17$724.17$724.17
Insurance / mo$216.67$216.67$216.67
MI / mo$533.51$533.51$156.42
HOA / mo$250.00$250.00$250.00
Total monthly$5,389.99$6,047.25$6,762.36
Cash to close$174,534$86,900$86,900