Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$219,323$219,323$566,100
Remaining term (yrs)25.425.430.0
Secondary amount$0$346,777$0
Funding fee$1,097$1,097$0
Note rate3.920%3.920%7.400%
Blended rate3.920%6.266%7.640%
1st payment$1,134.76$1,134.76$3,919.56
2nd payment$0.00$2,239.60$0.00
Taxes / mo$932.25$932.25$932.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$113.22
HOA / mo$575.67$575.67$575.67
Total monthly$2,809.34$5,048.95$5,707.37
Cash to close$409,677$62,900$62,900