Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$142,055	$142,055	$197,910
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$55,855	$0
Funding fee	$0	$0	$0
Note rate	4.080%	4.080%	7.400%
Blended rate	4.930%	6.079%	7.640%
1st payment	$846.59	$846.59	$1,370.29
2nd payment	$0.00	$418.91	$0.00
Taxes / mo	$523.50	$523.50	$523.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.40	$124.40	$39.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,644.49	$2,063.40	$2,083.37
Cash to close	$77,845	$21,990	$21,990