Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$182,132	$182,132	$306,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$123,868	$0
Funding fee	$911	$911	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	2.720%	4.857%	7.640%
1st payment	$853.44	$853.44	$2,118.68
2nd payment	$0.00	$825.78	$0.00
Taxes / mo	$183.33	$183.33	$183.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,186.78	$2,012.56	$2,513.22
Cash to close	$157,868	$34,000	$34,000