Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$318,939$318,939$445,410
Remaining term (yrs)28.328.330.0
Secondary amount$0$126,471$0
Funding fee$0$0$0
Note rate6.960%6.960%7.400%
Blended rate7.510%7.649%7.640%
1st payment$2,148.90$2,148.90$3,083.93
2nd payment$0.00$843.14$0.00
Taxes / mo$383.00$383.00$383.00
Insurance / mo$166.67$166.67$166.67
MI / mo$148.64$148.64$89.08
HOA / mo$0.00$0.00$0.00
Total monthly$2,847.20$3,690.35$3,722.68
Cash to close$175,961$49,490$49,490