Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$157,363	$157,363	$360,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$202,637	$0
Funding fee	$787	$787	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	5.696%	7.640%
1st payment	$758.82	$758.82	$2,492.57
2nd payment	$0.00	$1,308.70	$0.00
Taxes / mo	$294.50	$294.50	$294.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$320.00	$320.00	$320.00
Total monthly	$1,523.32	$2,832.02	$3,329.07
Cash to close	$242,637	$40,000	$40,000