Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$65,009	$65,009	$404,999
Remaining term (yrs)	4.4	4.4	30.0
Secondary amount	$0	$339,990	$0
Funding fee	$325	$325	$0
Note rate	3.810%	3.810%	7.400%
Blended rate	3.810%	7.118%	7.640%
1st payment	$1,311.92	$1,311.92	$2,804.13
2nd payment	$0.00	$2,195.77	$0.00
Taxes / mo	$141.50	$141.50	$141.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$81.00
HOA / mo	$29.00	$29.00	$29.00
Total monthly	$1,632.42	$3,828.19	$3,205.63
Cash to close	$384,990	$45,000	$45,000