Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$480,529$480,529$517,500
Remaining term (yrs)26.326.330.0
Secondary amount$0$36,971$0
Funding fee$0$0$0
Note rate6.330%6.330%7.400%
Blended rate7.180%7.031%7.640%
1st payment$3,124.23$3,124.23$3,583.07
2nd payment$0.00$277.28$0.00
Taxes / mo$500.08$500.08$500.08
Insurance / mo$166.67$166.67$166.67
MI / mo$230.61$230.61$103.50
HOA / mo$57.00$57.00$57.00
Total monthly$4,078.59$4,355.87$4,410.32
Cash to close$94,471$57,500$57,500