Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$758,684$758,684$1,170,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$411,316$0
Funding fee$3,793$3,793$0
Note rate5.550%5.550%7.400%
Blended rate5.550%6.323%7.640%
1st payment$4,592.30$4,592.30$8,100.84
2nd payment$0.00$2,656.41$0.00
Taxes / mo$644.08$644.08$644.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$234.00
HOA / mo$150.00$150.00$150.00
Total monthly$5,603.05$8,259.47$9,345.59
Cash to close$541,316$130,000$130,000