Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$351,244$351,244$414,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$62,756$0
Funding fee$1,756$1,756$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.291%7.640%
1st payment$1,727.41$1,727.41$2,866.45
2nd payment$0.00$470.67$0.00
Taxes / mo$383.33$383.33$383.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,277.41$2,748.08$3,499.25
Cash to close$108,756$46,000$46,000