Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$245,667$245,667$261,360
Remaining term (yrs)24.524.530.0
Secondary amount$0$30,213$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%4.818%7.640%
1st payment$1,188.35$1,188.35$1,809.60
2nd payment$0.00$298.98$0.00
Taxes / mo$675.50$675.50$675.50
Insurance / mo$150.00$150.00$150.00
MI / mo$197.12$197.12$52.27
HOA / mo$8.33$8.33$8.33
Total monthly$2,219.30$2,518.29$2,695.71
Cash to close$44,733$14,520$29,040