Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$211,141	$211,141	$314,899
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$103,758	$0
Funding fee	$0	$0	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.870%	5.231%	7.640%
1st payment	$1,014.85	$1,014.85	$2,180.30
2nd payment	$0.00	$691.72	$0.00
Taxes / mo	$403.50	$403.50	$403.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.07	$170.07	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,738.42	$2,430.15	$2,796.78
Cash to close	$138,747	$34,989	$34,989