Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$205,466$205,466$521,100
Remaining term (yrs)21.521.530.0
Secondary amount$0$315,634$0
Funding fee$1,027$1,027$0
Note rate3.680%3.680%7.400%
Blended rate3.680%6.145%7.640%
1st payment$1,147.88$1,147.88$3,607.99
2nd payment$0.00$2,038.47$0.00
Taxes / mo$511.00$511.00$511.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$104.22
HOA / mo$116.67$116.67$116.67
Total monthly$1,942.22$3,980.69$4,506.55
Cash to close$373,534$57,900$57,900