Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$448,012	$448,012	$576,000
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$127,988	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.370%	7.510%	7.640%
1st payment	$3,013.15	$3,013.15	$3,988.11
2nd payment	$0.00	$853.25	$0.00
Taxes / mo	$127.33	$127.33	$127.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$211.41	$211.41	$115.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,518.56	$4,371.81	$4,397.31
Cash to close	$191,988	$64,000	$64,000