Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$40,094	$40,094	$364,500
Remaining term (yrs)	5.7	5.7	30.0
Secondary amount	$0	$324,406	$0
Funding fee	$200	$200	$0
Note rate	7.140%	7.140%	7.400%
Blended rate	7.140%	7.683%	7.640%
1st payment	$701.99	$701.99	$2,523.72
2nd payment	$0.00	$2,095.12	$0.00
Taxes / mo	$337.50	$337.50	$337.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,189.49	$3,284.61	$3,084.12
Cash to close	$364,906	$40,500	$40,500